When you buy shares of a mutual fund from your H.D. Vest Advisor, you may choose from a number of different share classes.
And even though these classes represent ownership of the same portfolio – offered by the same fund company and managed by the same investment advisor – each share class has a different cost structure. To choose the share class that best fits with your financial goals, you need to make some basic assumptions about how much you intend to invest, how long you’re likely to hold the shares, and whether you’ll be buying more shares in the future. You also need to make sure you understand how the various fees, expenses and charges will affect your investment over time. Once you’ve put these concepts in perspective, you can then make an informed decision about choosing a share class that matches your needs, resources and time horizon. [+]
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