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The effects of the real estate crisis, rising food and energy prices, and the loss of millions in retirement and personal savings have become devastating for a large number of throughout these turbulent times. Then there’s the growing competition from overseas as more Americans lose their jobs; the ever-present confusion and dips in the stock market; and, whether we want to admit it or not, the fact that the world is beginning to run out of essential raw materials, such as silver, titanium, and, of course, oil. [+]